Controlling Employer Spending
Repetitive motion and overexertion have been ranked as two of the top loss prevention priorities by employers. The total financial impact of workplace injuries in 1999 was as much as $240 billion, according to the recently published Liberty Mutual study.
Hanoun Medical provides software and technology solutions that allow employers to objectively conduct and electronically document the exact demand of each job. This sophisticated software is then used to match the physical ability of each employee to the required physical demands of the job.
The accurate matching of physical demands to the ability of employees ensures appropriate job-to-employee selection and assignment.
JobABLE software delivers profitability through:
- Reduction in workplace injuries
- Reduction of medical expenses
- Expedient return to work post injury
- Reduction of legal expenses & permanent disability
- Reduction of disability payments
- Reduction of therapy payments
- Reduction of vocational rehabilitation expenses
- Reduction of insurance premiums
- Increased employee production
- Increased employee morale
Returning an injured worker to a job has been an “art”, as opposed to a “science”, for too long. Even an “educated guess” on the part of a physician, is still just a guess. Unfortunately, bad guessing has cost insurers and employers billions of dollars every year through protracted treatment programs, overpayment of disability benefits and re-injury of the worker.
JobABLE™ not only ends the guess work of matching a worker to jobs that can be performed, it does so in a manner that is quick, accurate and reduces the expenses associated with trying to determine what job an employee might be able to do (i.e., physician's review of a job analysis, searching for meaningful transitional work, etc).
JobABLE™ is a software program that allows employers access to all of the physical demands of any available job at its site for review by physicians, insurers, case managers, therapists, or any of an employer's own personnel, including risk managers, safety managers and human resources.
Frequently Asked Questions
1. WHAT IS JOBABLE?
2. HOW DOES JOBABLE REDUCE AN EMPLOYER'S EXPENSES AND LIABILITIES?
JobABLE is the most advanced solution to the problem of matching workers to jobs based upon their physical abilities. For years employers have been attempting to reduce injuries associated with over-exertion, with limited success. The main problem cited by employers, insurers, physicians and others associated with attempting to physically match workers with jobs, has been a limited understanding of the job and the means to accurately establish a worker's abilities.
JobABLE is a user-friendly, web-enabled software program that allows the employer, or any party to a case, to search through an employer's jobs for those that match the worker's physical abilities. By developing functional profiles of jobs and employees, employers gain the ability to reduce the likelihood of a worker becoming injured as a result of a poor job match.
JobABLE's applications provide employers and insurers with the means to reduce the expenses and liabilities associated with the following government and insurance programs:
Americans with Disabilities Act
- Human Rights Legislation
- Workers' Compensation Insurance
- Short and Long-Term Disability Insurance
- Health Insurance
- OSHA compliance
- Uniform Guidelines for Employee Selection
3. WHAT IS THE VALUE OF JOBABLE?
Time delays in returning an individual to work, subsequent to an injury, is most often due to a lack of objective data of what the worker's job actually requires. This lack of objective data results in the physician erring on the side of caution and quite often depending upon the patient's statement as to the physical demands of the work.
By providing a database of the physical requirements of an employer's jobs and allowing a physician, therapist or insurer the means to compare the current abilities of the employee to the date-of-injury position or any job, the ability to reduce injury-related expenses is tremendous.
JobABLE allows an employer and its insurer or third-party administrator to have the most expedient and accurate means to safely return an employee to work subsequent to an injury and prevent costly re-injuries.
JobABLE also provides human resources and risk management personnel with the means to effectively match a new employee's abilities with the physical demands of a job and therefore avoid one of the most costly types of injuries - over-exertion - where the worker never possessed the safe ability to do the job.
JobABLE provides treating physicians with the means to effectively target medical and therapeutic interventions to the specific demands of the date-of-injury job or alternate work that may be available and avoid the expenses associated with misdirected treatment programs.
JobABLE provides employers the ability to track the extent of a patient's progress as it relates to the ability to perform the physical demands of a job and avoid costly time delays in developing effective return-to-work alternatives.
JobABLE provides employers with the ability to accurately determine whether or not an injured worker is actually entitled to vocational rehabilitation benefits by matching the residual abilities to the date-of-injury job or any other work that may be appropriate within the organization. This feature prevents the unnecessary expense of vocational rehabilitation when the employer can provide alternative work.
4. WHAT ARE SOME OF THE MOST COSTLY TYPES OF INJURIES FOR EMPLOYERS AND HOW DOES JOBABLE HELP TO REDUCE THEIR EXPENSES?
JobABLE simply takes the “educated guess work” out of matching the right employee to the right job. Employers and insurers spend thousands of dollars on “experts” to perform a function that can now be completed in a matter of seconds without the added expense.
JobABLE is a tool that may be used on an interactive basis by human resources and risk management professionals with insurers, doctors, therapists, lawyers and government agencies to establish and document the job matching process. No longer will employers have to rely solely on the employee's or an unduly influenced medical provider's opinion as to whether or not the worker can safely perform the job.
5. WILL USING JOBABLE HELP INCREASE PROFITS?
Injuries associated with a pre-existing inability to safely perform the required physical demands of a job are among the most costly to employers. As a result of over-exertion or repetitive strain, these types of injury often result in claims of permanent disability, protracted medical treatment and the possibility of vocational re-training or the creation of alternate work with the employer. JobABLE, combined with an effective post-offer of employment testing program or a post-injury return-to-work evaluation can significantly reduce or eliminate these costs.
6. WHAT IS A PHYSICAL DEMANDS ANALYSIS (PDA)?
In a nutshell, yes, JobABLE will help increase profit. Every dollar saved by preventing an injury is a dollar added to the bottom line. Every dollar saved in managing an injury is another dollar added to the bottom line. Preventing workplace injuries impacts profits in other ways such as improved productivity, reduction in downtime due to injury, improved morale, reduction of sick days and decreased direct and indirect insurance and injury costs.
7. WHAT IF WE HAVE OUR OWN PDA's?
A PDA is an analysis of the physical requirements necessary to perform work-related activities. The term is sometimes interchangeable with a Job Analysis or an Essential Functions Analysis; however, it is usually more explicit in the definition of physical requirements.
8. WHAT IF WE DON'T HAVE PHYSICAL DEMANDS ANALYSES?
Some employer's have PDA's completed by various individuals. These PDA's are generally based on subjective observation of function and may not have a true and accurate reflection of the forces and values the job requires. Incomplete PDA's will expose the employer to liability with governing bodies such as Human Rights, EEOC, ASA and the Ministry of Labour and expose the employees to greater risk of injury. JobABLE PDA's are based on real time digital evaluation of the tasks of each job and represent the most objective and scientific calculation of job demands.
For employers that have accurate PDA's, they simply populate the values in the JobABLE software, where appropriate. Once the data is electronically documented, edits and manipulation of the demands can be done with ease at any time, from any location.
9. CAN WE USE JOBABLE TO TEST EMPLOYEES AT REGULAR INTERVALS?
Hanoun Medical has, and works in conjunction with, skilled experts in the physical demands data collection and management processes. Additionally, many employers have the staff (safety personnel, industrial engineers, etc.) necessary to perform the functions without the need for outside personnel.
Hanoun Medical also has available the necessary technology to accurately measure the required physical demands on a real-time and reproducible basis. Training is provided on the use of the JobABLE system as well as on the use of the data collection tools and methodologies for job site measurement at regular intervals.
10. IS JOBABLE OF ANY VALUE DURING THE HIRING PROCESS?
Depending on the employer, jobs that are performed, and employee population, a continuing fitness for duty program can easily be implemented with JobABLE. The frequency of testing can vary based on the demand intensity.
The benefits of JobABLE are injury prevention and post-injury cost reductions. Remember, if the net profit of your company is 5%, it takes $1,000,000 in sales to make up for an injury that costs $50,000
11. IF THE DEMAND OF ANY JOB IS CHANGED, SUCH AS AN INCREASE IN THE WEIGHT OF A BOX BEING LIFTED, WILL JOBABLE DETERMINE WHICH EMPLOYEES WILL BE AT RISK OF INJURY?
One of the key values of JobABLE is at point of hire. Since the exact demands of the job are in the JobABLE software, the testing of an individual's physical ability can be very specific and directly compared to the demands of the job. This direct job comparison provides the most objective assessment of job capability. The best way to reduce injury costs is to make sure the injury does not occur in the first place. Using JobABLE to ensure the employee performing the job has the physical ability to deal with the demands of the job safely, is a key function of JobABLE.
12. CAN HANOUN HELP EMPLOYER'S DEVELOP AN ON-SITE TESTING PROGRAM?
Because JobABLE contains all the demands for every job and it also contains all the physical demands of all the employees, it provides the employer with an automated matching tool that determines what effect a change of demands, such as increasing the weight of a box, will have on the employees. By making few value changes, JobABLE can then be asked to demonstrate the employees that may be impacted by the change in demands. Furthermore, JobABLE will determine what other jobs are available for those that are identified as optional risk of injury due to the change in demands. This control provides the employer with a powerful prevention tool. Being proactive in injury avoidances is the key to injury management. JobABLE is used to determine what the maximum change in demand can be before it becomes a risk for various workers.
13. WHAT DOES IT TAKE TO USE JOBABLE?
Hanoun has been helping employers establish on-site testing program for years, Most larger employers prefer to implement an on-site program and utilize Hanoun or its own employees. Hanoun can provide the technology, training, software programs and supervision to develop and implement an on-site testing program.
14. HOW DO WE GET THE DATA INTO JOBABLE?
JobABLE is a web-enabled software program. This allows for the performance data associated with an employer's specific jobs to be entered by authorized individuals over multiple locations. For many employers that already possess accurate analyses of their jobs, the function becomes merely a data entry process. The employer's selected administrator is given the capability of establishing varying levels of authorization for its employees to ensure proper usage of the system.
Once the system's database has been created, the employer may provide access to insurers, third-party administrators, legal representatives, doctors and therapists on a time-sensitive or unrestricted basis. The system will allow the parties to compare current patient performance data against the demands of any job within the organization, to track patient improvement as it relates to job requirements, and to effectively target therapy against the outlined duties of a job.
15. WE HAVE MANY OFFICES ACROSS THE COUNTRY, HOW CAN WE GET ALL HUMAN RESOURCE STAFF TO SHARE THE SAME DATA?
JobABLE is an web-enabled software program. This allows for data to be entered by multiple individuals over multiple locations. Human Risk can assist in the data collection process and data management. Most employers have the staff necessary that, once trained by Human Risk, are able to utilize JobABLE and manage the data as needed.
16. WHAT HAPPENS WHEN A WORKPLACE INJURY OCCURS?
JobABLE is an internet software and can be accessed from many locations, by multiple users across the country or the world at the same time. This provides significant value to the employer since there is one central data portal for all employees and jobs. This makes the job match search more comprehensive and accurate. In returning injured workers to other various jobs, the job search can be expanded to other site locations that may have a better match to injured workers.
17. HOW DOES JOBABLE EXPEDITE AN INJURED EMPLOYEE'S RETURN TO WORK?
Once a workplace injury takes place, the JobABLE software is used to quickly return the injured worker back to the date-of-injury job or other work. By objectively documenting the function of an employee prior to an injury, the employer is given a baseline of ability prior to injury. The treatment goals and objectives can now be set and matched to the exact demand of the job. JobABLE is then used to measure the progress of treatment as compared to the demands of the job. This online demands-to-demonstrated function promotes an early identification to the job readiness of an employee by providing clear measured outcomes to the therapy provider, the insurer and employer.
18. DOES HANOUN WORK WITH MY INSURERS AND/OR THIRD PARTY ADMINISTRATORS TO PROMOTE THIS NEW COMPONENT OF OUR WORKPLACE INJURY PREVENTION PROGRAM?
JobABLE is used to track the physical improvements of an employee and automatically compares that to the demands of the job. This real time job match will clearly define the point of time the employee demonstrates the physical ability necessary to perform their job. If treatment has plateaued, JobABLE is then used to search for other jobs that closely match the current physical ability of the employee despite his injury. An injury may become an impairment, however, it does not have to be a disability, and should not prevent an employee from returning to some gainful employment.
19. HOW DO WE GET THE PHYSICIANS TO REALIZE WHEN A WORKER IS READY TO GO BACK TO WORK?
Hanoun recognizes that the most important component to the success of a program is educating all parties to the process as to how the system should be interfaced with the injury prevention and claims processes.
20. CAN AN EMPLOYEE'S REHABILITATION BE TRACKED TO ENSURE COMPLIANCE AND DETERMINE JOB READINESS?
Most physicians do want to help the employee recover from an injury and get back to work. When it comes to musculoskeletal injuries, they rely on the rehabilitation community to provide the necessary care to help the employee restore lost function. To determine the value of treatment, or functional readiness, physicians rely on subjective questioning of the employee and the subjective recommendations of the treatment provider. JobABLE takes the guesswork out for the physician. By clearly and objectively demonstrating to the physician the physical ability of their patient as it is compared to the demands of the job, the physician can clearly and confidently make the appropriate return to work recommendations without the risk of re-injury. This will be the first time a physician has been provided with objective functional data as it compares to the demands of the jobs.
21. IS THERE ANY BENEFIT TO OUR INSURER WHEN WE USE JOBABLE?
JobABLE links directly to rehabilitation providers, physicians and insurers. By providing such a link, employers can easily provide the necessary job demands data in an accurate and objective format, thus providing the treatment provider with exactly what is to be achieved though the treatment program. Further, it allows the employer to track and document treatment results and compare them to the demands of the job to ensure compliance to the outlined objectives and evaluate the quality and value of treatment being provided. JobABLE takes away the need to spend countless hours on the phone with all components of care to ensure compliance. JobABLE bridges the communication gap that exists in the provision of care and provides a platform for accountability and measured outcomes.
22. WILL PHYSICIANS AND THERAPISTS REALLY USE THE SYSTEM?
Insurers are always looking at ways of reducing their direct costs. The reduction on injury claims has a direct impact on the insurers bottom line as well. It is in the best interest not only of the employee and employer, but also to the insurers to prevent workplace injuries. Some insurers have incentive programs designed to help employers prevent workplace injuries and reduce costs.
23. WILL THE JOBABLE PROGRAM HELP IN AVOIDING POTENTIAL LIABILITIES ASSOCIATED WITH NON-COMPLIANCE IN GOVERNMENT REGULATIONS AND LEGISLATION?
Many physicians and therapists have complained bitterly about government- mandated forms pertaining to a worker's abilities to perform various physical demands.
The most telling complaint is the fact the forms are too generalized and are of little use in trying to match a worker back to their job. JobABLE provides the employer and the physician with the means to communicate directly about the worker's abilities as they relate to the specific job.
They also provide the two parties with the means to develop possible solutions for modified or alternate work without costly time delays. The physician can now have greater confidence in authorizing a return to work.
Therapists have been plagued by not knowing the full extent of the job's demands in trying to physically rehabilitate the worker back to a level where the job can be safely performed. JobABLE allows the therapist to access a database of the job's physical demands and to effectively target therapeutic interventions to effect an expedited return-to-work.
The therapist may also establish physical performance outcomes that can help to minimize the extent of permanent disability claims.
Finally, physicians that are truly committed to return-to-work interventions need objective information and the means to determine a worker's suitability to perform a job. JobABLE provides the most advanced solution for the physician's needs.
24. IS JOBABLE LEGALLY DEFENSIBLE?
Having the documentation to establish the physical demands of an employer's jobs can be an important component in compliance with many government regulations and legislation.
Having a database of the requirements of an employer's jobs can reduce potential liabilities in discrimination actions based upon disability (ADA, Human Rights Code) or where the workers' compensation law mandates the provision of modified or alternate work. Having an expedient means to compare an individual's abilities to the requirements of a job will reduce the costs normally associated with this process.
25. WHAT DOES IT TAKE TO GET STARTED WITH THE JOBABLE SOFTWARE?
JobABLE provides employers with the documentation necessary to take control of litigated cases where the worker's ability to perform the duties are in question.
The two keys to defensibility are the manner in which the job performance data is collected and the accuracy of the data. Human Risk will provide support for any case where the search process is called into question.
Hanoun will also defend the data collection process where we, or a certified provider, have been directly involved in the analysis of the job.
Contact should be established with Hanoun Medical at (800) 206-2972 in the United States or (800) 461-6888 in Canada. A representatives will discuss your injury reduction needs and make the necessary arrangements to provide a comprehensive proposal for implementing the JobABLE Software Solution.